Visa Leverages Settlement Data to Offer Credit for Stablecoin Issuers

Visa disclosed that the volume of stablecoin settlements processed through its VisaNet network has surpassed a $20 billion annualized run rate, representing a fifteen‑fold growth compared with the previous year.

Significant Growth in Stablecoin Use

The rapid increase highlights the expanding role of stablecoins in everyday transactions and the broader payments ecosystem.

New Credit Initiative for Issuers

Building on this momentum, Visa is inviting blockchain‑based lenders to access its settlement data. The goal is to enable these lenders to extend working‑capital credit to the stablecoin issuers that are driving the observed growth.

Potential Impact

By linking on‑chain lending with Visa’s payment infrastructure, the initiative could provide issuers with additional liquidity, potentially accelerating adoption and usage of stablecoins across merchants and consumers.