Ripple Says CLARITY Act Failure Does Not Change XRP’s Legal Status

Ripple confirmed that the Senate’s rejection of the Digital Asset Market Clarity Act (CLARITY Act) does not affect the legal standing of its digital asset, XRP, or the company’s operations.

Legislative Outcome

On September 15, the Senate voted 49‑50 against cloture on H.R. 3633, halting the CLARITY Act’s progress. The vote leaves the broader federal framework for digital assets unresolved.

XRP’s Legal Position Remains Unchanged

Ripple highlighted two prior regulatory determinations: a 2023 court ruling that XRP is not a security, and a March 2026 joint interpretation by the SEC and CFTC that classifies XRP as a digital commodity. The company said these rulings provide “settled ground” for XRP, independent of the stalled legislation.

Business Activity Continues

Ripple reported ongoing demand for XRP across three areas:

• Payments
• Stablecoins (including Ripple Mint’s RLUSD services)
• Institutional markets

The firm also noted that its global customer base, footprint, and growth plans remain unaffected.

Broader Market Context

While the CLARITY Act incorporated 126 negotiated changes, its failure means Congress has not yet delivered a durable statutory framework for the U.S. digital asset market. Ripple framed this as a missed opportunity for the industry but reiterated that XRP’s position is unchanged.

Outlook

Ripple’s messaging emphasizes continuity: despite the legislative setback, the company and XRP will continue to expand within the existing regulatory landscape.