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    Home»Crypto News»Civitai Turns to Crypto After Credit score Card Processor Ban Over AI Express Content material – Decrypt
    Civitai Turns to Crypto After Credit score Card Processor Ban Over AI Express Content material – Decrypt
    Crypto News

    Civitai Turns to Crypto After Credit score Card Processor Ban Over AI Express Content material – Decrypt

    By Crypto EditorMay 27, 2025No Comments4 Mins Read
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    Civitai Turns to Crypto After Credit score Card Processor Ban Over AI Express Content material – Decrypt

    Briefly

    • Civitai now accepts crypto funds for its Buzz tokens after its bank card processor dropped assist over AI-generated NSFW content material.
    • Supported cash embrace USDC, USDT, Ethereum, Dogecoin, and others—although Bitcoin is excluded on account of excessive charges.
    • The transfer highlights rising monetary stress on NSFW and AI platforms, echoing traits seen within the grownup content material trade.

    Civitai, the world’s largest repository of generative AI fashions, launched crypto funds this month after shedding its bank card processor over AI-generated specific content material, providing assist to buy Buzz—the platform’s digital, non-Web3 tokens.

    The AI model-sharing web site now accepts USDC, USDT, Litecoin, Ethereum, TRON, Solana, Dogecoin, and Shiba Inu via fee processor NowPayments. Bitcoin was excluded on account of excessive transaction charges.

    “We’re excited to introduce crypto funds for Buzz. This offers you a safe and handy solution to get the Buzz you want,” Civitai wrote in its implementation information, printed on Could 22.

    The platform recommends USDC on the Base community, which costs no fuel charges and processes transactions in 15-25 seconds. Nonetheless, any crypto transaction is legitimate and doesn’t must be carried out via Coinbase.

    Customers can full transactions inside minutes, with Buzz usually obtainable instantly after blockchain affirmation. The system helps most Ethereum-compatible wallets, although Civitai recommends Coinbase for simplicity.

    Civitai costs a $1 flat price for crypto purchases, considerably decrease than conventional fee processing prices. 

    “We use a safe processor to deal with Crypto funds, and your pockets information isn’t saved on Civitai’s servers,” the corporate defined.

    The crypto rollout got here after Civitai’s bank card processor terminated service on Could 23.

    “Current coverage updates had been inadequate to fulfill the previous processor,” the corporate said, including that they proceed negotiations with new bank card suppliers prepared to work with NSFW content material beneath particular tips.

    Pressures abound

    This isn’t the primary time fee processors have hit an NSFW enterprise.

    Civitai joins a rising roster of grownup leisure companies which have embraced crypto to avoid fee processor restrictions. The shift displays systemic challenges dealing with NSFW platforms with conventional monetary companies.

    Pornhub might be the preferred case of crypto adoption within the grownup trade—and it occurred after shedding Visa and MasterCard assist in December 2020. The platform now primarily accepts Bitcoin for premium companies with 29 different choices obtainable via the crypto funds processor Aylo.

    Nonetheless, LiveJasmin started accepting Bitcoin in 2015, changing into one of many first main grownup websites to embrace crypto. The webcam platform cited Bitcoin’s “decentralized, nameless nature” as interesting to privacy-focused customers, based on press releases from the time.

    SpankChain launched SpankPay, a devoted cryptocurrency funds processor for grownup content material suppliers.

    The blockchain-based platform used to supply low-fee transactions is particularly designed to deal with conventional finance restrictions dealing with the grownup trade.

    Nonetheless, additionally on account of regulatory pressures, the group shifted its focus from constructing merchandise to advocacy and strategic collaborations final week.

    Cost processors continuously limit NSFW companies on account of regulatory pressures and reputational considerations.

    Mainstream suppliers like PayPal, Stripe, and Sq. usually ban grownup content material solely, whereas Visa and MasterCard enable member banks to refuse such enterprise, typically labeling the enterprise as “excessive threat.”

    And that is the case for AI content material, too. 

    “Some fee firms label generative-AI platforms excessive threat, particularly after we enable user-generated mature content material, even when it’s authorized and moderated,” Civitai stated in a earlier weblog put up. “That coverage alternative, not something customers did, pressured the cutoff.”

    Civitai’s 3.2 million customers can now buy Buzz utilizing crypto whereas the platform searches for brand spanking new bank card processors. 

    The corporate not too long ago applied stricter content material insurance policies, banning real-person likeness content material to adjust to the U.S. Take It Down Act and European Union AI Act.

    The Take It Down Act, signed this month, makes publishing non-consensual intimate imagery punishable by as much as three years in jail. The regulation requires platforms to take away such content material inside 48 hours of notification.

    “We’re now dealing with an more and more strict regulatory panorama—one evolving quickly throughout a number of international locations,” Civitai wrote in explaining its content material coverage modifications. 

    The platform eliminated celeb deepfakes, fan-art depictions, and different varieties of kinks to take care of compliance with new laws.

    Reactions to the adoption of crypto because the savior of the enterprise have been blended, with some customers praising the transfer whereas others are skeptical.

    Some customers have turned to archiving content material via communities like r/CivitaiArchives and different platforms. Nearly all of the person base stays loyal till now.

    Edited by Sebastian Sinclair

    Typically Clever Publication

    A weekly AI journey narrated by Gen, a generative AI mannequin.



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