Fold, a Bitcoin-first monetary providers firm, introduced as we speak that it’s tapping Stripe and Visa to energy its forthcoming Fold Bitcoin Credit score Card™, a product designed to make Bitcoin accumulation so simple as swiping a card.
The partnership pairs Stripe’s infrastructure with Visa’s world funds community, combining scale, reliability, and safety with a rewards system denominated fully in Bitcoin.
A ‘Bitcoin-only’ rewards card
The cardboard, which is ready to launch later this yr, affords as much as 3.5% again in Bitcoin on each buy, with a flat 2% again immediately and a further 1.5% for customers who repay their stability by a Fold Checking Account.
As well as, cardholders can earn as much as 10% again at prime retail manufacturers comparable to Amazon, Goal, Dwelling Depot, Starbucks, and Uber by the Fold rewards community. Not like many crypto-linked rewards playing cards that juggle tokens, staking tiers, or alternate accounts, Fold is positioning its product as ‘Bitcoin-only, easy, and clear.’
Fold first introduced its bank card developments again in February of 2025.
From a shopper perspective, the Fold card might make Bitcoin accumulation simpler and fewer intimidating. As an alternative of navigating exchanges, wallets, and personal keys, customers earn Bitcoin passively as they spend on peculiar purchases.
This “earn first, study later” strategy has already confirmed efficient in onboarding newcomers to Bitcoin, and the cardboard’s simplicity could additional develop adoption.
“Our bank card affords clear and compelling worth and makes Bitcoin simply accessible to everybody,” mentioned Will Reeves, CEO and founding father of Fold. “It’s easy sufficient for somebody new to Bitcoin, however constructed with the transparency and management early adopters count on.”
For Fold, the transfer represents a fruits of years of labor integrating Bitcoin into on a regular basis finance. The corporate first gained traction with its Bitcoin rewards debit card, reward card, and procuring app.
Now, with Stripe and Visa behind its new bank card, Fold seems able to carry Bitcoin rewards to a broader viewers.
Trade companions echoed this optimism.
“Our new shopper Issuing product is designed precisely for this objective: to energy clients like Fold that wish to introduce new merchandise to the market with out the complexities of managing their very own program,” mentioned Sateesh Kumar Srinivasan, Head of Cash Administration Product at Stripe.
Cuy Sheffield, Visa’s Head of Crypto, framed the launch as a part of a broader development. “Fold’s Bitcoin rewards, paired with Visa’s scale and safety, give shoppers a protected, easy approach to earn bitcoin as they store,” he mentioned.
Fold is betting that the prospect of stacking Bitcoin will resonate with shoppers. If the cardboard succeeds, it might mark a brand new chapter for Bitcoin adoption, one the place incomes and saving Bitcoin turns into as routine as shopping for groceries or paying for a journey house.