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The XRP value might rise 50X to $100 within the subsequent 5 years, in response to South Korean YoungHoon Kim, who claims the title of “world’s smartest particular person.”
Kim, who the Giga Society says has an IQ of 276, larger even than Albert Einstein’s estimated 160, made the remark in a Dec. 14 put up on X.
Based mostly on my private view, #XRP might probably attain $100 over the subsequent 5 years. (NFA/DYOR)
— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows a Dec. 12 put up, when he stated that he might be shopping for XRP. He adopted his newest put up with one other that stated, ”When you have a better IQ, then you could be extra more likely to maintain #XRP. (NFA / DYOR).”
The validity of such excessive IQs are disputed by some specialists and Vice.com has questioned Kim’s IQ declare.
This isn’t Kim’s first prediction for the crypto market. Earlier this month he stated that “Bitcoin appears to be like prepared to interrupt each prediction ever written,” and that “the true bull run begins when individuals suppose it’s already over.” He has additionally known as Bitcoin “the cash of God.”
XRP Would Be Value Extra Than Complete Crypto Market At $100
The XRP value dropped a fraction of a p.c prior to now 24 hours to commerce at $1.99 as of seven:45 a.m. EST, in response to CoinGecko, taking its loss for the previous month to greater than 12%.

XRP value (Supply: CoinGecko)
The Ripple token has a market capitalization of $120.197 billion proper now and a circulating provide of over 99.9 billion tokens.
If the $100 prediction by Kim performs out by the top of the last decade, it might mark a 50X achieve from the crypto’s present value. That might see the token’s market cap soar to greater than $6 trillion, nearly double your entire trade’s present market cap of $3.06 trillion.
In feedback below Kim’s X put up, a number of individuals stated that his prediction is unrealistic, whereas supporters stated that the $100 goal doesn’t consider any adjustments available in the market that might result in elevated demand for XRP.
These supporters added that Ripple’s transfer to develop into a constitution financial institution may very well be a serious catalyst for the XRP value.
A number of Elementary Catalysts Align For XRP
Kim’s prediction comes after a collection of developments for XRP and Ripple.
Ripple has made a number of acquisitions and strikes this yr which can be all a part of a broader effort to increase the presence of its fee infrastructure within the conventional monetary system.
Moreover, spot XRP ETFs (exchange-traded funds) launched within the US earlier this yr have already collected over $1 billion in belongings. In line with information from SoSoValue, Canary’s XRPC leads with $342.01 million in web belongings.
The Ripple ecosystem additionally obtained a lift after it was introduced that “wrapped XRP” will quickly be launched on the Solana blockchain, growing the token’s publicity.
XRP Chart Reveals Indecisiveness
Earlier than XRP can go on to soar to Kim’s predicted $100 goal, it might want to overcome a long-term descending trending line that has pushed the altcoin’s value down in latest weeks.
Day by day chart for XRP/USDT (Supply: TradingView)
XRP is now approaching the assist stage at $1.9060. If this stage is breached and consumers don’t step in, the crypto might find yourself tumbling to as little as $1.5770 within the brief time period.
Nevertheless, a rebound from the present stage might end in XRP breaking above the descending development line. Consumers would possibly subsequently attempt to push the crypto to above the $2.2440 resistance stage, earlier than a possible climb to as excessive as $2.6950 if the strain from bulls persists.
technical indicators, each the Transferring Common Convergence Divergence (MACD) and the Relative Energy Index (RSI) on the every day chart recommend the XRP value might go both method. The crypto’s course within the subsequent couple of days will rely closely on whether or not consumers or sellers step in to take management.
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