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    Home»Markets»Breaking: Ripple Applies for US Banking License
    Breaking: Ripple Applies for US Banking License
    Markets

    Breaking: Ripple Applies for US Banking License

    By Crypto EditorJuly 2, 2025No Comments2 Mins Read
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    • “A singular benchmark” 
    • Becoming a member of mainstream finance 

    In response to a Wednesday report by the Wall Avenue Journal, enterprise blockchain firm Ripple has utilized for a nationwide banking license from the U.S. Workplace of the Comptroller of the Foreign money (OCC).

    Which means that Ripple will probably be capable to function extra like a standard financial institution that shall be topic to federal banking laws. 

    “A singular benchmark” 

    The San Francisco-headquartered firm launched its extremely regulated Ripple USD (RLUSD) stablecoin in December. In response to the newest attestation report, the market cap of the stablecoin product presently stands at $440 million. Earlier right this moment, 14 million RLUSD tokens had been minted on the RLUSD Treasury.     

    Previous to its launch, the RLUSD stablecoin additionally acquired approval from the New York Division of Monetary Companies (NYDFS). Now, it might probably boast each state and federal oversight. Ripple CEO Brad Garlinghouse has acknowledged that this may be a “distinctive benchmark” for the corporate.  

    Becoming a member of mainstream finance 

    Ripple is the newest cryptocurrency agency to make such a transfer. In June, Circle, its key competitor, utilized for a nationwide belief financial institution constitution with the OCC. 

    Cryptocurrency trade large Coinbase and funds firm Paxos are additionally contemplating securing banking licenses.    

    For now, Anchorage Digital stays the one cryptocurrency agency that has managed to safe a nationwide belief financial institution constitution. 



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