XRP is buying and selling close to $2.11 on Binance, and the month-to-month Bollinger Bands are exhibiting a transparent 2026 image that doesn’t want any pleasure to make sense. The higher band on TradingView chart is near $3.58, which is why the “75% to $3.5” headline is smart right here. It’s simply the chart’s present ceiling, translated right into a spherical quantity that sits barely under it.
There’s one degree that decides if $3.5 is a sensible base case or only a catchy goal, and it’s the Bollinger mid-band close to $1.90. If XRP’s value stays above $1.90 on month-to-month closes, it’s a signal that the market is accepting larger costs as regular.

Which means pullbacks shouldn’t be seen as “the rally is over” however as a substitute as “that is how the market reloads.” In that sort of setting, the higher band turns into a sensible aim, not only a dream.
Key ranges to observe for XRP proper now
Once you take a look at it month-to-month, it isn’t about recognizing a pattern tomorrow. It’s about whether or not the market is prepared to cost XRP larger after a very long time the place the upside pushes stored getting met with provide and sliding again. The bands assist reply that query by exhibiting the place the value often settles when patrons are in management versus the place it struggles to carry.
If XRP drops under $1.90 and can’t bounce again above it, the story modifications simply as quick. If that occurs, it implies that the try to maneuver into the next vary failed.
It’s extra probably that rallies will get offered, the value will slip again into its acquainted sideways habits, and the upper-band path towards $3.5 will lose its basis. The 2026 setup is a yes-or-no chart, with $1.90 because the swap and $3.5 because the payout if the swap stays on.

