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    Home»Markets»CFTC Quietly Corrects Stablecoin Steerage for US Banks
    CFTC Quietly Corrects Stablecoin Steerage for US Banks
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    CFTC Quietly Corrects Stablecoin Steerage for US Banks

    By Crypto EditorFebruary 7, 2026No Comments2 Mins Read
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    CFTC Quietly Corrects Stablecoin Steerage for US Banks

    The US Commodity Futures Buying and selling Fee (CFTC) expanded its digital asset collateral framework on February 6.

    This replace explicitly authorizes futures fee retailers (FCMs) to simply accept stablecoins issued by nationwide belief banks as margin.

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    Financial institution-Issued Stablecoins Enter US Derivatives Margin

    The revision, detailed in Workers Letter 25-40, serves as a important course correction to steerage issued in December.

    That earlier framework had inadvertently created a two-tiered system by limiting eligible cost stablecoins to these issued by state-regulated cash transmitters or belief firms.

    The oversight successfully sidelined federally chartered nationwide belief banks from taking part within the burgeoning marketplace for tokenized derivatives collateral.

    Consequently, their earlier exclusion from the eligible collateral listing was an unintentional error that required rapid rectification.

    In gentle of this, this replace confirms that stablecoins issued by nationwide belief banks now have parity with belongings from state-regulated issuers, akin to Circle and Paxos.

    CFTC Chairman Mike Selig characterised the revision as a strategic step towards cementing American dominance within the digital asset sector.

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    “With the enactment of the GENIUS Act and the CFTC’s new eligible collateral framework, America is the worldwide chief in stablecoin innovation,” Selig stated in a press release Friday.

    The replace is important for the clearing trade, which has struggled to combine digital belongings into conventional settlement workflows.

    Salman Banei, normal counsel of Plume Community, famous the operational significance of the repair, saying:

    “With this, GENIUS Act compliant stablecoins can be utilized because the cost leg for institutional derivatives settlement.”

    The fee acknowledged that it might not advocate enforcement motion towards FCMs that settle for newly certified belongings. Nonetheless, this leniency is conditional on their adherence to the improved reporting protocols outlined within the no-action letter.

    In the meantime, this newest transfer is a part of a broader pilot program launched by the fee final yr.

    Underneath this initiative, FCMs are quickly permitted to make the most of Bitcoin, Ethereum, and certified stablecoins as collateral for derivatives buying and selling.

    Nonetheless, the CFTC emphasised that this aid comes with stringent oversight.

    Collaborating FCMs should file frequent studies detailing their digital asset holdings and should instantly disclose any vital operational failures, disruptions, or cybersecurity incidents.

    This reporting mechanism successfully locations the trade in a regulatory sandbox, the place the operational resilience demonstrated throughout this trial interval will decide the long-term viability of crypto-collateral.



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