New Crypto Mortgage product permits eligible collateral to proceed incomes Maintain to Earn yields whereas customers entry liquidity in a single built-in place
PROVIDENCIALES, Turks and Caicos Islands, Might 20, 2026 /PRNewswire/ — KuCoin, a number one international crypto platform constructed on belief, immediately introduced the launch of KuCoin Crypto Mortgage, its first built-in Earn-and-Mortgage product designed to reinforce crypto asset effectivity by permitting eligible pledged belongings to proceed producing Maintain to Earn yield through the mortgage interval. Now obtainable on the KuCoin App to eligible customers in supported jurisdictions, with internet entry coming quickly, KuCoin Crypto Mortgage allows customers to pledge supported belongings together with BTC, ETH, USDT, USDC and SOL as collateral, borrow supported belongings from the identical checklist, and handle collateral, borrowings and threat in a single built-in place.
The launch addresses a key problem for HODLers: accessing liquidity with out promoting belongings or interrupting passive earnings potential. With KuCoin Crypto Mortgage, customers can entry liquidity whereas preserving eligible collateral productive. By merging Earn and Mortgage functionalities into one seamless expertise, the product helps enhance capital utilization and introduces a extra environment friendly mannequin for CEX lending.
A key characteristic of KuCoin Crypto Mortgage is its one-position construction. As a substitute of managing a number of remoted loans, customers can handle multi-asset collateral and borrowed funds in a single collateralized mortgage place, making collateral monitoring, mortgage publicity and LTV monitoring extra easy.
KuCoin Crypto Mortgage additionally applies dynamic, market-driven rates of interest which are up to date hourly, with curiosity calculated and accrued on an hourly foundation. The product makes use of a three-tier collateral ratio framework overlaying Preliminary, Warning and Liquidation ranges to help clearer threat monitoring.
Guided by KuCoin’s Belief-First method to product innovation, KuCoin Crypto Mortgage displays a broader precept: each new answer ought to strengthen person confidence and make the digital asset ecosystem extra helpful. By bringing Earn and Mortgage collectively in a single built-in place, the product helps customers entry liquidity whereas sustaining publicity to eligible belongings, supporting a extra seamless and capital-efficient expertise.
KuCoin Crypto Mortgage additional expands KuCoin’s wealth product suite and displays its Belief-First method to constructing sensible, clear and user-centric digital asset options. KuCoin Crypto Mortgage is at the moment obtainable on the KuCoin App.
About KuCoin
Based in 2017, KuCoin is a number one international crypto platform constructed on belief and safety, serving over 40 million customers throughout 200+ international locations and areas. Recognized for its reliability and user-first method, the platform combines superior expertise, deep liquidity, and robust safety safeguards to ship a seamless buying and selling expertise. KuCoin gives entry to 1,500+ digital belongings via a broad product suite and stays dedicated to constructing clear, compliant, and user-centric digital asset infrastructure for the way forward for finance, backed by SOC 2 Sort II, ISO/IEC 27001:2022, and ISO/IEC 27701:2019 Certifications. In recent times, we now have constructed a powerful international compliance basis, marked by key milestones together with AUSTRAC registration in Australia, a MiCA license in Europe, and regulatory progress in different markets.
Be taught extra at www.kucoin.com.
Disclaimer
KuCoin Crypto Mortgage is at the moment obtainable on the KuCoin App to eligible customers in supported jurisdictions, topic to relevant legal guidelines and product phrases and circumstances. Customers ought to rigorously evaluation the relevant phrases, circumstances and threat disclosures earlier than utilizing KuCoin Crypto Mortgage or taking part in Maintain to Earn, together with, with out restricted to any dangers regarding variable borrowing charges, collateral worth fluctuations, liquidation, and the provision of Maintain to Earn rewards.
