Author: Crypto Editor

San Francisco-based lender Divine Analysis has issued round 30,000 unbacked short-term crypto loans since December, utilizing OpenAI CEO Sam Altman’s iris-scanning platform World ID to confirm debtors.Divine presents loans underneath $1,000 within the USDC (USDC) stablecoin, primarily to abroad debtors underserved by conventional finance. It makes use of World ID to make sure customers can not open a number of accounts after defaulting.“We’re loaning to common people like high-school lecturers, fruit distributors . . . principally anybody with entry to the web can get entry to our funds,” Divine founder Diego Estevez instructed the Monetary Instances. “That is microfinance on steroids.”Rates of interest vary…

Warren describes the GENIUS Act as worse than nothing. She associates the crypto lobbying with the errors of the 2008 monetary disaster. The USD1 stablecoin cope with Trump sounds the alarm on safety and corruption. Senator Elizabeth Warren has been a harsh opponent of the GENIUS Act, calling it even worse than not having any rules on crypto in any respect. She cautioned that the invoice, adopted on a heavy bipartisan vote to control stablecoins, absurdly offers the crypto foyer a harmful increase to its efforts to re-create the ineffective monetary regulation that led to the 2008 disaster. The Massachusetts…

In 2025, there was a notable rise in crypto scams, hacks, and exploits. Over $2 billion was stolen from cryptocurrency providers in simply the primary six months. Mitchell Amador, CEO of Immunefi, a Web3 safety platform, believes that many groups now view safety as merely a ‘pre-launch checkbox.’ In an unique interview with BeInCrypto, Amador additionally burdened how paying hackers thousands and thousands to determine bugs can stop billions in losses and could also be more practical than conventional cybersecurity. Why Are Crypto Hacks Rising in 2025? In a current report, BeInCrypto highlighted that 2025 is shaping as much as…

Ethereum ETFs noticed $2.4B in inflows final week, surpassing Bitcoin’s $827M and driving ETH towards $4,000. Analysts, together with Mike Novogratz, see ETH breaking $4K quickly, with projections of $5K–$6K by 2025. Bullish sentiment, ETF momentum, and robust value motion recommend ETH might outperform BTC within the coming months. Ethereum has been stealing the highlight recently, leaving even Bitcoin a bit within the shadows. Spot Ethereum ETFs pulled in a large $2.4 billion in inflows final week, whereas Bitcoin ETFs solely managed $827 million. That’s a reasonably clear signal of the place investor pleasure is shifting. ETH has outperformed BTC…

Key Takeaways Analysts foresee as much as $11 trillion in institutional capital concentrating on bitcoin treasuries. Public firms like MicroStrategy and Metaplanet are steadily accumulating bitcoin as a reserve asset. Monetary leaders warn of U.S. debt dangers, supporting bitcoin’s standing as digital gold and a possible supply-driven value surge. Bitcoin’s latest rally has caught the eye of main monetary gamers, however in keeping with market veterans like American HODL, the true surge should be forward. The Bitcoin treasury bubble thesis Trade observers are pointing to the potential of a “Bitcoin treasury bubble” with as a lot as $11 trillion in…

The crypto market is exhibiting indicators of cautious optimism. Whereas costs stay elevated, sentiment indicators and buying and selling exercise recommend traders are stepping again to reassess dangers fairly than diving in additional.The CoinMarketCap Concern & Greed Index stays at 64/100 on the time of writing, down barely from final week’s excessive of 69. Although nonetheless within the “Greed” zone, the decline factors to profit-taking after Bitcoin hit its current all-time excessive of $123,100. Merchants look like rotating funds cautiously, not capitulating. This shift locations the sentiment firmly in a impartial stance — enthusiastic however not euphoric. The Altcoin Season…

Quick-food chain Steak ‘n Shake not too long ago launched Bitcoin funds in any respect of its 397 U.S. places, making it one of many first main restaurant chains to completely embrace crypto at scale. The rollout covers in-store, drive-thru, and kiosk orders, and makes use of the Lightning Community for quick, low-cost transactions. Simply paid for dinner for the household at @SteaknShake I paid utilizing Bitcoin on the Lightning community, Which is way quicker than any bank card transaction. Look how rapidly the ultimate transaction settles. pic.twitter.com/Tdi0gC2x8G— Dr Manhattva (@Manhattva) June 8, 2025 Through the use of the Lightning…

Windtree Therapeutics (WINT), a biotech agency listed on Nasdaq, has not too long ago made headlines by venturing into the cryptocurrency house, notably specializing in Binance Coin (BNB).  Simply over per week after elevating $60 million, the corporate introduced a considerable partnership with Construct and Construct Company, unveiling a $200 million securities buy settlement aimed toward establishing a devoted BNB treasury. In a stunning flip of occasions simply six days later, the agency disclosed a strategic partnership with Kraken, which can reportedly present companies comparable to custody, buying and selling, and over-the-counter (OTC) options for Windtree’s newly shaped BNB treasury…

With a 37% decline in buying and selling quantity, XRP is clearly exhibiting indicators of exhaustion, following weeks of euphoric momentum. As of July 27, the asset has retreated to $3.18 from a neighborhood excessive of about $3.70, and its momentum has been noticeably waning.The value chart reveals a sample of speedy upward motion that’s adopted by a multi-day sharp correction. However the current restoration from about $3.10 signifies that XRP continues to be holding onto the bullish construction, albeit with much less vigor. With the Relative Energy Index (RSI) hovering round 62 proper now, the market is cooling off…

Private finance writer Robert Kiyosaki is cautioning in opposition to having Bitcoin (BTC) publicity by exchange-traded funds (ETFs) quite than holding actual cash. In a brand new submit on the social media platform X, the Wealthy Dad Poor Dad writer refers to Bitcoin ETF shares as “paper,” emphasizing that it’s nonetheless higher to personal the true asset instantly quite than depend upon establishments for publicity. “BEWARE of PAPER. I notice ETFs make investing simpler for the typical investor….so I do suggest ETFs for the typical investor. But I lengthen these phrases of warning. For the typical investor, I like to…