Commissioner Jaime Lizárraga is leaving January 17, he mentioned in a Friday assertion, which may give Republicans a head begin on what may in any other case have been months of delay in redirecting the regulator’s insurance policies — together with on cryptocurrency. At this level, Caroline Crenshaw would be the sole Democrat on the five-member fee going into 2025, and her time period has already expired, placing her into an extension that may final so long as about 18 months.