Revolut posts $2.3B revenue, $6B income, 38% margins, and 68M customers, marking 5 straight years of profitability and world progress.
Revolut reported $2.3 billion in pre-tax revenue for 2025, extending its profitability streak to 5 consecutive years.
The corporate additionally posted $6 billion in income and maintained margins of 38%. The outcomes place Revolut amongst a small group of worthwhile digital banking companies, whereas many friends proceed to report losses.
Robust Monetary Progress and Income Diversification
Revolut’s monetary outcomes present regular enlargement throughout a number of enterprise areas.
The corporate operates 11 product traces, and every generates over $100 million in annual income.
These embody subscriptions, playing cards, overseas trade, wealth companies, lending, and enterprise funds.
The agency said, “Our 2025 pre-tax revenue of $2.3B marks our fifth straight 12 months of profitability.”
Income progress has been supported by a variety of companies somewhat than a single revenue stream.
This construction units it aside from many digital-only banks that rely closely on card charges.
Our 2025 pre-tax revenue of $2.3B marks our fifth straight 12 months of profitability.
We’re proving that high-speed innovation and monetary sustainability go hand-in-hand.
This resilience is powered by a diversified ecosystem: 11 of our enterprise and retail merchandise every generated…
— Revolut (@Revolut) March 24, 2026
Buyer exercise additionally elevated in the course of the 12 months. Investments and transactions each grew by 24%.
Account balances and financial savings rose by 11%, whereas paid subscriptions elevated by 9%. Subscriptions stay the fastest-growing income stream, with a 67% enhance.
Buyer Progress and Increasing International Presence
Revolut’s whole buyer base has reached 68 million customers worldwide. The corporate reported that 63% of latest prospects joined by means of phrase of mouth.
This progress displays continued adoption throughout key areas.
🚨 BREAKING: Revolut simply posted $2.3 billion in revenue. $6 billion income. 38% margins. Fifth consecutive 12 months of profitability.
76% of neobanks nonetheless lose cash. Revolut has 11 product traces every clearing $100M+ in annual income.
– Subscriptions.
– Playing cards.
– FX.
-… pic.twitter.com/4JyBKVrsiQ— Simon Taylor (@sytaylor) March 24, 2026
Buyer balances climbed to $67.5 billion, marking a 66% enhance. On the identical time, the credit score portfolio expanded by 120%.
These figures point out greater utilization of each financial savings and lending merchandise throughout the platform.
Revolut Enterprise now contributes 16% of whole income. The phase recorded progress above 140% in markets equivalent to Singapore, Australia, and america.
The corporate continues to increase its presence exterior Europe whereas sustaining robust adoption inside it.
Information exhibits that one in 5 working-age Europeans now use Revolut. This degree of market penetration locations the agency among the many largest monetary platforms within the area.
Progress throughout a number of markets helps its broader enlargement technique.
Associated Studying: Revolut Receives Approval to Launch Totally Licensed UK Financial institution
Banking Growth and Regulatory Progress
Revolut has continued to safe regulatory approvals because it expands its banking operations.
The corporate confirmed that its UK banking license has been authorized. It has additionally launched banking companies in Mexico.
In america, Revolut has filed for a nationwide financial institution constitution. The agency now holds greater than 30 banking licenses throughout 40 markets.
These approvals permit it to supply a wider vary of monetary companies underneath native laws.
The shift towards full banking companies marks a change in its working mannequin. Revolut is shifting past its origins as a digital funds platform.
It now gives companies that embody financial savings, lending, and funding merchandise inside a single app.
The corporate said that its efficiency displays a stability between innovation and monetary stability.
Its diversified construction and rising buyer base proceed to help its long-term technique.