MoonPay is launching a digital debit card that permits customers and AI brokers to spend stablecoins immediately from self-custodied onchain wallets at retailers that settle for Mastercard, utilizing real-time crypto-to-fiat conversion at checkout.
The cardboard, developed with Monavate and Exodus Motion, Inc., connects onchain wallets to conventional card rails, enabling transactions with out preloading funds or transferring property offchain, with sensible contracts authorizing spending on the level of buy.
Out there by way of MoonPay’s CLI and agent workflows to customers within the UK and Latin America, the cardboard is designed for programmatic use, permitting customers to delegate spending permissions to AI brokers, with id verification required earlier than issuance, the corporate mentioned.
The system converts stablecoins to fiat in the mean time of buy whereas sustaining consumer custody, with funds accessed solely when a transaction is permitted and returned instantly if a cost is declined.
MoonPay, based in 2019 and primarily based in Miami, is a monetary expertise firm that gives cost infrastructure for shifting funds between fiat and digital property.
The cardboard builds on the corporate’s broader push into AI-driven funds infrastructure. In March, MoonPay launched an open-source pockets commonplace designed to let AI brokers maintain funds and execute transactions throughout blockchains from a single pockets.
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Fee infrastructure evolves for AI-driven transactions
The launch comes as crypto, expertise and funds firms ramp up efforts to construct infrastructure for AI-driven transactions.
Coinbase launched its x402 commonplace for stablecoin funds over HTTP in 2025, enabling functions and AI brokers to pay for companies programmatically. Just lately, the corporate up to date the protocol to help usage-based pricing, permitting funds to scale with compute demand corresponding to information queries and AI processing.
In March, Tempo, a blochain backed by funds firm Stripe, launched its mainnet alongside a Machine Funds Protocol designed to help agent-driven transactions throughout cost strategies. In a put up on X, the venture mentioned “agent funds will quickly overtake human funds on the web.”
Supply: Tempo
Extra not too long ago, crypto alternate OKX unveiled a protocol supporting agent-to-agent funds, recurring flows and escrow-based settlements throughout blockchains, permitting software program brokers to execute extra advanced monetary transactions with out human enter.
Elsewhere, non-crypto firms are working to attach AI brokers with present cost programs. Google introduced its Agent Funds Protocol in September 2025, designed to help transactions throughout playing cards, financial institution transfers and stablecoins.
Visa has additionally launched a command-line device geared toward enabling programmatic funds by AI brokers, permitting builders to provoke transactions immediately by way of code.
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