Finest Onramp and Offramp Answer is an award class throughout the BeInCrypto Institutional 100, an annual research-driven program recognizing institutional digital asset excellence throughout 26 classes and 6 pillars.
This class tracks the corporations constructing fee rails, pockets integrations, banking APIs, and controlled settlement infrastructure that transfer cash between fiat methods and crypto markets.
A shortlist can be named in Could 2026, with the winner introduced at Proof of Speak in Paris on June 2–3, 2026.
Key Information
- Lengthy record: 15 corporations throughout client onramps, B2B infrastructure, aggregators, banking APIs, non-custodial methods, and TradFi fee processors with crypto rails
- Preliminary pool: Greater than 30 onramp and offramp suppliers screened; 15 superior to the lengthy record
- Scoring: 30% quantitative knowledge · 50% Professional Council · 20% disclosed firm knowledge
- Standards assessed: Nation protection, fee strategies, regulatory compliance, UX integration, settlement velocity, ecosystem integration, innovation
- Information sources: NYDFS, OCC, FCA, MiCA-CASP, FINMA, MAS, AUSTRAC, FINTRAC, audited filings, firm disclosures, PitchBook, Tracxn, and Crunchbase
| # | Agency | Onramp/Offramp Sub-Section | HQ | Attain | Prime Licensure | Consultant Work |
|---|---|---|---|---|---|---|
| 1 | MoonPay | Client onramp/offramp | Miami, USA | 30M+ accounts
180 international locations |
NYDFS BitLicense + Belief Constitution | Acquired Helio, Iron, and Meso in 2025
Reportedly explored ~$5B ICE-linked deal talks |
| 2 | Stripe Crypto Onramp | Enterprise onramp stack | South San Francisco, USA | 75M+ Privy accounts
1,000+ developer groups |
Bridge OCC constitution conditionally authorised | Bridge belief constitution authorised Feb 2026
Expanded crypto stack by way of Bridge and Privy |
| 3 | Coinbase Onramp | Change-backed B2B onramp | Wilmington / SF, USA | 110M+ customers
60+ fiat currencies |
NYDFS BitLicense + US MTLs | Headless Apple Pay API launched
Zero-fee USDC onramp on Base |
| 4 | Transak | Client onramp + wire rails | Miami, USA | 10M+ customers
150+ international locations |
Increasing US MTL protection | Enabled wire-transfer onramps within the US
Built-in MiCA-compliant USDG stablecoin |
| 5 | Ramp Community | EU-regulated onramp/offramp | London / Dublin | 150+ international locations | MiCAR-CASP through Central Financial institution of Eire | Grew to become totally operational below MiCA in Jan 2026
EU passporting construction now lively |
| 6 | Alchemy Pay | APAC + international onramp | Singapore | 173 international locations
300+ fee strategies |
HK SFC, UK API, FINTRAC, US MTLs | Hong Kong licence expanded to digital belongings
Alchemy Chain testnet launched in 2026 |
| 7 | Zerohash | US-regulated B2B infrastructure | Chicago / Amsterdam | 5M+ customers
190 international locations |
NYDFS BitLicense + MiCA entry | Filed for OCC nationwide belief financial institution constitution
Rejected reported $2B Mastercard provide |
| 8 | Nuvei (Simplex) | Card onramp stack | Tel Aviv / Montreal | 200+ markets
680+ fee strategies |
MiCA CASP | Accomplished take-private transaction in 2025
Built-in Wero pockets and Azure partnership |
| 9 | Mercuryo | Card onramp/offramp | Tallinn / London | 4M+ customers
200+ belongings |
Estonian VASP | Added BitMEX onramp integration
Expanded Mastercard crypto card partnership |
| 10 | Onramper | Onramp aggregator | Amsterdam | 30+ built-in onramps
190+ international locations |
Companion-license mannequin | Expanded crypto buying and selling in Brazil, Mexico, and Chile
Launched MUSD stablecoin in Brazil |
| 11 | OSL Group (Banxa) | APAC regulated entry | Hong Kong | 40+ licences globally | HK SFC + AUSTRAC + FINTRAC | Accomplished Banxa take-private in Jan 2026
Launched USDGO stablecoin and StableHub |
| 12 | Wert | NFT/ERC20 onramp specialist | Tallinn / Oakland | 200+ international locations | Estonian VASP | Embedded NFT checkout with fuel included
ERC20 onramp with out trade itemizing |
| 13 | Striga | Banking-grade API stack | Tallinn, Estonia | 30+ international locations | Estonian VASP | Mixed vIBAN, custody, and playing cards in a single API
Built-in Lightning settlement assist |
| 14 | Mt Pelerin | Swiss non-custodial onramp | Geneva / Neuchâtel | 150K+ customers
$1B+ quantity |
FINMA regulated + SO-FIT | Constructed non-custodial DeFi bridge infrastructure
MPS asset token registered in Switzerland |
| 15 | Mercado Pago | LatAm super-app entry | Buenos Aires | 50M+ Mercado Pago customers | Paxos + Ripio partnerships | Filed for OCC nationwide belief financial institution constitution
Rejected the reported $2B Mastercard provide |
About This Checklist
The BeInCrypto Institutional 100: Fiat-to-Crypto Entry (2026 Lengthy Checklist) identifies the corporations constructing regulated infrastructure for transferring cash between conventional fee methods and digital belongings.
The class contains consumer-facing onramps, B2B settlement infrastructure, regional fee specialists, aggregators, and banking-grade APIs built-in into wallets, exchanges, fintech apps, and dApps.
Stablecoin orchestration platforms and not using a direct fiat onramp or offramp floor are evaluated individually below stablecoin infrastructure classes.
Methodology
This class is evaluated below Monitor B of the BeInCrypto Institutional 100 methodology: 30% quantitative metrics, 50% Professional Council scoring, and 20% disclosed knowledge.
Evaluation spans seven standards: nation protection, fee technique variety, regulatory compliance, UX integration, settlement velocity, pockets and dApp ecosystem integration, and innovation.
Information was verified utilizing regulatory registers, audited filings, firm disclosures, partnership bulletins, and private-market sources, together with PitchBook, Tracxn, and Crunchbase.
To submit a nomination or share suggestions, contact [email protected]
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