- The scope of the re-audit
- Decision of findings
Ripple has achieved a big milestone for the forthcoming decentralized finance (DeFi) capabilities on the XRP Ledger.
Main Web3 safety agency Halborn just lately concluded a complete re-audit of the XRPL Lending Protocol, confirming that every one reported findings from earlier evaluations have been addressed or strategically managed by the core engineering crew.
The scope of the re-audit
Between mid-December 2025 and January 2026, Halborn carried out a diff-based re-audit, focusing explicitly on the numerous codebase modifications launched because the protocol’s prior summer time audit.
The first goal was to validate the safety and correctness of the up to date implementation towards the XLS-0066d specification.
Halborn’s crew evaluated transaction validation logic, state consistency, parameter checks, and entry controls.
The safety agency employed a layered evaluation strategy that included specification evaluations, code-diff evaluation, handbook code inspection, and automatic static evaluation to judge the XRP Ledger’s three-stage transaction processing mannequin.
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Decision of findings
The re-audit report categorized the recognized points, leading to zero vital or high-severity vulnerabilities. Halborn detailed 5 particular findings, all of which have been transparently addressed or accepted by Ripple.
Halborn recognized a lacking validation examine that might have allowed a vault’s complete belongings to exceed its configured most restrict by means of the buildup of mortgage curiosity. Ripple confirmed this was solved, noting that the engineering crew had coincidentally caught and glued the problem internally previous to the audit’s graduation.
The audit found that customers may theoretically create a LoanBroker on a frozen vault, losing reserve funds on an unusable setup. Ripple solved this by including the suitable freeze examine to the transaction’s preclaim stage.
With 100% of the reported findings formally addressed, acknowledged, or accepted, the profitable re-audit clears a serious technical hurdle for the XRPL Lending Protocol.