BTC $82,454.00 ▲ 1.09% ETH $2,483.61 ▲ 1.22% BNB $739.29 ▲ 1.46% XRP $1.39 ▲ 1.46% SOL $109.36 ▲ 0.48% TRX $0.3318 ▼ 0.36% FIGR_HELOC $1.03 ▲ 1.06% ZEC $1,209.63 ▲ 5.56% HYPE $84.21 ▲ 0.59% DOGE $0.0846 ▲ 1.49% XMR $523.64 ▲ 0.06% WBT $81.06 ▲ 1.12% LINK $12.82 ▲ 3.06% ADA $0.2371 ▲ 3.28%
59 Greed

HSBC and Ant Digital test AI agent micropayments with tokenized deposits

HSBC and Ant Digital test AI agent micropayments with tokenized deposits Image: Cointelegraph
Image via Cointelegraph.

HSBC and Ant Digital ran a technical verification test on October 9 2026 for AI agent micropayments using tokenized deposits. The test paired HSBC's Tokenised Deposit Service with Ant Digital's Anvita Flow network, running on the Jovay Testnet layer-2 blockchain. AI agents located digital services and executed sub-$2 micropayments, with real-time risk checks run by HSBC. The test was limited to technical verification, with no commercial launch or live customer involvement.

Key points

  1. The test paired HSBC's Tokenised Deposit Service with Ant Digital's Anvita Flow network.
  2. Transactions ran on the Jovay Testnet layer-2 blockchain environment.
  3. AI agents executed micropayments typically under $2 for accessed digital services.
  4. HSBC ran real-time risk checks for all test transactions.
  5. The test was limited to technical verification with no commercial launch or live customers.

Why it matters

The test demonstrates a working path for AI agents to handle automated micropayments using regulated, bank-backed tokenized deposits. It builds on existing bank blockchain payment infrastructure rather than introducing new public crypto assets.

Price context · FLOW

At publication
$0.0309
Now
$0.0309
Change since
−0.07%
7 days · dashed line = publication

Sources · 2 publishers

Cointelegraph Tier 1 First report
HSBC, Ant Digital test AI-agent payments using tokenized deposits
Crypto Briefing Tier 2
HSBC and Ant Digital test AI-agent payments with tokenized deposits

Coverage timeline

  1. First reported by Cointelegraph
  2. Confirmed by Crypto Briefing
  3. CryptoVideos brief published
How this brief was made. Our system found this event in 2 independent publications, summarised two complete reports with AI and checked every number above against the source text. Sources are linked in full. Not financial advice. Report an error

Related briefs