HSBC and Ant Digital test AI agent micropayments with tokenized deposits
Image: CointelegraphHSBC and Ant Digital ran a technical verification test on October 9 2026 for AI agent micropayments using tokenized deposits. The test paired HSBC's Tokenised Deposit Service with Ant Digital's Anvita Flow network, running on the Jovay Testnet layer-2 blockchain. AI agents located digital services and executed sub-$2 micropayments, with real-time risk checks run by HSBC. The test was limited to technical verification, with no commercial launch or live customer involvement.
Key points
- The test paired HSBC's Tokenised Deposit Service with Ant Digital's Anvita Flow network.
- Transactions ran on the Jovay Testnet layer-2 blockchain environment.
- AI agents executed micropayments typically under $2 for accessed digital services.
- HSBC ran real-time risk checks for all test transactions.
- The test was limited to technical verification with no commercial launch or live customers.
Why it matters
The test demonstrates a working path for AI agents to handle automated micropayments using regulated, bank-backed tokenized deposits. It builds on existing bank blockchain payment infrastructure rather than introducing new public crypto assets.
Price context · FLOW
At publication
$0.0309
Now
$0.0309
Change since
−0.07%
7 days · dashed line = publication
Sources · 2 publishers
Crypto Briefing
Tier 2
HSBC and Ant Digital test AI-agent payments with tokenized deposits
Coverage timeline
- First reported by Cointelegraph
- Confirmed by Crypto Briefing
- CryptoVideos brief published
How this brief was made. Our system found this event in 2 independent publications, summarised two complete reports with AI and checked every number above against the source text. Sources are linked in full. Not financial advice. Report an error