OpenAI launches ChatGPT wallet for AI agent payments
Image: CointelegraphOpenAI has launched ChatGPT Wallet, allowing AI agents to make payments on behalf of users. The feature is initially available to ChatGPT Pro subscribers in the US with eligible cards. OpenAI built it with American Express, Mastercard and Visa. Users approve purchases with biometric checks such as Face ID or fingerprints. Tokenized card credentials are generated for approved purchases, so card details are not shared with merchants or agents. OpenAI plans to eventually support preauthorized transactions within preset limits.
Key points
- OpenAI launched ChatGPT Wallet to let AI agents make payments on behalf of users.
- The feature is initially available to ChatGPT Pro subscribers in the US.
- OpenAI built the payment feature with American Express, Mastercard and Visa.
- Users approve purchases with biometric checks such as Face ID or fingerprints.
- Tokenized credentials are generated for approved purchases, keeping card details from merchants and agents.
Why it matters
The wallet lets AI agents complete purchases through existing card networks. Crypto companies are also developing payment infrastructure for AI agents, including stablecoin-based systems.
What's unclear
The reports do not state whether OpenAI will charge transaction fees after the initial rollout.
The reports do not give a timeline for expanding ChatGPT Wallet beyond US Pro subscribers.
Sources · 2 publishers
Cointelegraph
Tier 1
OpenAI launches AI payments in ChatGPT with Visa, Mastercard and Amex
Coverage timeline
- First reported by CoinGape
- Also reported by Cointelegraph
- CryptoVideos brief published
How this page is checked. AI drafted this brief from selected independent reports. Automated checks compare numbers, source coverage and topic terms, but may miss errors. Publication and evidence refreshes run automatically. Read the linked reports for context. Report an error
